Knowledge library

Straight answers to the money decisions that matter

Free, jargon-free guides, written by us, checked against the FCA rulebook, with nothing to sell you. Understand your options in full before you ever speak to an adviser.

14topics

210in-depth guides

314quick answers

£0always free

Why they’re different

Guidance that’s genuinely on your side

We don’t sell products and no firm pays to appear here. These guides exist to help you decide well, then, only if you want, we introduce you to a vetted adviser.

Nothing to sell you

No products, no commission, no paid placements, just clear information written to make you a better-informed client.

Checked against the rules

Written in plain English and cross-checked against current FCA, HMRC and PLSA guidance, and dated, so you know it’s current.

Written for real decisions

Built around the questions people actually ask before a pension, a house move or an inheritance, not textbook theory.

Browse the library

Every topic, in one place

Fourteen areas of financial life, each with in-depth guides and quick answers to the questions people ask most.

Building your future

Growing what you have, and turning it into an income that lasts.

PensionsConsolidation, drawdown, SIPPs and taking your pension income.15 guides23 answers RetirementTurning a lifetime of saving into an income that lasts.15 guides23 answers InvestingBuilding, managing and protecting an investment portfolio.15 guides22 answers Wealth managementCoordinating substantial or complex wealth as one plan.15 guides22 answers

Protecting it & passing it on

Keeping more of your wealth in the family, entirely legitimately.

Inheritance taxProtecting your estate and passing on more, legitimately.15 guides22 answers Tax planningArranging your finances efficiently, within the rules.15 guides22 answers Later-life careUnderstanding and funding the cost of care.15 guides22 answers Equity releaseLater-life lending, weighed up carefully.15 guides23 answers

Property, business & life events

The big financial moments, handled with a clear head.

MortgagesBuying, moving, remortgaging and more complex cases.15 guides22 answers Business ownersPlanning the growth, tax and sale of a business.15 guides21 answers Divorce & separationDividing pensions, property and income fairly.15 guides22 answers Pension transfersThe high-stakes decision to move a final-salary pension.15 guides22 answers

Getting advice right

What good advice should cost, and how to choose an adviser well.

Fees & costsWhat advice costs and how advisers are paid.15 guides24 answers Choosing an adviserHow to find and vet the right adviser for you.15 guides24 answers

Start here

Most-read guides

The guides people turn to most, a good place to begin.

Pensions Should I Consolidate My Pensions? Read the guide Fees & costs How Much Does a Financial Adviser Cost in the UK? Read the guide Inheritance tax The Complete UK Guide to Inheritance Tax Planning Read the guide Retirement How Much Do I Need to Retire in the UK? Read the guide Investing How to Start Investing: A Beginner’s Guide Read the guide Tax planning A Guide to Personal Tax Planning in the UK Read the guide

Why people trust us

Anyone can call themselves a financial adviser. We make sure the one you speak to is genuinely established, properly qualified, and demonstrably trusted, before we ever introduce you.

The Vetted Wealth StandardOur independent vetting method, applied to every firm, every time

FCA-regulated advisers only Independently vetted by us Established firms, proven track records

91towns & growing

14specialisms covered

100%FCA-regulated

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